The only downside to being inexperienced when it comes to automotive accidents is that, when the unexpected happens, it’s difficult to remember what to do. Although you may be feeling shook-up, anxious, or overwhelmed at the time of an accident, it is important to gather yourself and take control of the situation! Regardless of whether the incident is “just” a fender bender or something more serious, we’re here to help you handle the minutes following a collision in a safe and appropriate manner. Here are your LOF-Xpress™ approved steps for WHAT TO DO AFTER AN AUTO ACCIDENT.
- Stop!
Even if it is a minor incident, you are required by law to exchange information. Fleeing the scene can be considered hit-and-run, which ultimately, could lead to serious criminal charges.
- Check for injuries!
Assess yourself, your passengers, and others involved for injuries. Immediately dial 911 if there are any signs of injury.
- Contact law enforcement.
It is important AND required by law to have the incident appropriately documented – even if it is minor. Give responders as much detail as possible and let the police investigate the accident. This 3rd party record of events, can help facilitate your claims process later. Before the police leave, get the following information from the police officer on the scene:
- Name
- Badge or ID Number
- Police Report Number
- Phone Number
- Exchange information with those involved in the accident and get the following information:
- Name, address, and driver’s license number of all drivers
- Telephone numbers
- Insurance information and policy number
- Description of each car, including license plate number, year, make, model, and color
- Gather additional information.
Find any witnesses, get their names and contact information, as well as, their accounts of what happened.
In addition, take notes about and pictures of the damage or lack thereof to the vehicles and property involved. Make use of the smart phone you’re so attached to, and snap photos from many different angles, so your claims can not be disputed or denied.
- Contact your insurance company to report the incident.
Notify your insurance company as soon as possible and always be as helpful, forthcoming, and truthful as possible regarding facts of the incident and the extent of your injuries. Explain everything clearly to avoid denial of coverage.
Being involved in a car accident is an unnerving experience that can cause a person to act irrationally, or {not} do things they regret later. Follow our LOF-Xpress™ approved steps for What to do After an Auto Accident to ensure that you take the necessary measures for complete safety, vehicle, and insurance purposes. And, as always, be sure to visit one of our LOF-Xpress™ locations, and let our trained technicians get you and your car back on the road.
